Payment tool

Payment Schedule Checker

Review contractor payment terms before signing. Check deposit size, progress payments, final payment, milestone clarity, punch-list protection, change-order timing, and closeout documents.

Read the guide Compare quotes

Quote confidence workflow

1. Build a rough planning range.
2. Check scope and line items.
3. Compare assumptions across bids.
4. Ask better questions before signing.

Enter payment terms

Total contract amount

Deposit due before startMaterial draw before completionProgress payments before completionFinal payment or holdback

Primary payment triggerShort payment notes

Payment milestones are written and tied to visible progressMaterial deposits or draws are tied to named productsSubstantial completion or final completion is definedPunch-list process is addressed before final paymentChange-order payment timing is explainedReceipts, invoices, or closeout documents are addressedWarranty documents are tied to closeout

Payment schedule output

Enter the contract amount to review deposit size, progress payments, final payment, and missing payment terms.

The tool runs in your browser, does not store your notes, and does not create an indexable result page.

What this tool checks

Whether the deposit and pre-completion payments are large enough to deserve extra review.

Whether payments are tied to written milestones, material orders, inspections, punch-list items, and closeout documents.

Which payment questions to ask before money changes hands or final payment becomes unclear.

Payment schedule guide Compare contractor quotes Change order checker Methodology Disclaimer

Have a contractor quote in hand?

Check the rough range, missing line items, red flags, and follow-up questions before you sign.

Open quote checker